SeniorJunior

OK, I have to admit that I have been worked up about this for a while. Here is a suggestion: If every one of us wrote something like this to all the credit card companies and banks we do business with (with copies to your Congress Person, The Prez and the local cops), it might shape them up a bit. LETTER TO BANKS, CREDIT CARD AND CREDIT DATA COMPANIES This is to put you on notice that it is your responsibility to prevent “identity theft.” If you decide to give some criminal a credit card in my name that means you didn’t check to see if you were giving credit to the right person. Or perhaps you actually sent a credit card with my name on it to the wrong person. I had nothing to do with either of these stupid decisions, and I am not in any way responsible for them. If you allow someone other than me to tap into my bank account, it means you didn’t fulfill your business responsibility of monitoring withdrawals. It’s my money in your trust, and any theft from my account is your responsib

Checking Your Credit Card Bills Diligently? I'm sure you've read about the 243,000 hotels.com names, e-mail addresses and credit card numbers gone missing on the stolen Ernst & Young laptop? (Check the Seattle Post-Intelligencer site.) Of course there was another delay in notifying us that our IDs were floating around crimesville. Ernst & Young "deeply regrets..." etc. and if you get proactive - call a toll free number, etc. - Ernst & Young will let you "enroll" in a free credit monitoring service to be aware of when you start getting ripped off. MAIN ISSUE: If some ID thief spends some of your credit, will E & Y "regret" enough to assume responsibility? Or how about the credit entity that lets some scuzzbag falsely use your credentials by not carefully checking to see if it's really you? Will they eat the loss? Hello, Washington.... hello state governments... it's time to write legislation that makes the ban